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DOI10.1016/j.ijdrr.2019.101172
Flood risk perceptions and the willingness to pay for flood insurance in the Veneto region of Italy
Roder, Giulia1; Hudson, Paul2; Taroili, Paolo1
发表日期2019
ISSN2212-4209
卷号37
英文摘要

The floodplain of the Veneto region (north-east Italy) is one of the most inhabited and economically competitive urban landscapes in Europe. Moreover, recent flood events have caused millions of Euros in damage across the region. Due to the combined influence of climate change and socio-economic development, flood impacts are expected to grow. Therefore, it is important for all flood-prone individuals to actively manage and limit flood risk through property-level flood risk management as part of an integrated flood risk management strategy. This is in line with the calls for wider community engagement in risk management in the Sendai Framework for Disaster Risk Reduction and the Sustainable Development Goals. Therefore, an online-survey of Veneto region residents was conducted asking questions regarding flood risk perceptions, preparedness, and preferences towards flood insurance via self-stated willingness to pay (WTP). Our analysis provides an initial indication that while flood risk knowledge is high, it may not be sufficient to encourage proactive risk management. From the WTP values provided people seem reluctant to buy insurance. However, many respondents expressed that a compulsory insurance system may be acceptable. In such a scheme the estimated insurance premium could fall to between (sic)26 and (sic)42 per year, as compared to, potentially, (sic)800 under risk-based premiums, which falls within the majority of WTP estimates provided ((sic)0-(sic)250). Overall, we identify areas of future research that are critical for the better design of risk management policies, supporting the insurance companies in risk management and for recommendations regarding property-level risk management.


WOS研究方向Geology ; Meteorology & Atmospheric Sciences ; Water Resources
来源期刊INTERNATIONAL JOURNAL OF DISASTER RISK REDUCTION
文献类型期刊论文
条目标识符http://gcip.llas.ac.cn/handle/2XKMVOVA/99984
作者单位1.Univ Padua, Dept Land Environm Agr & Forestry, I-35020 Legnaro, Italy;
2.Univ Potsdam, Inst Environm Sci & Geog, D-14476 Potsdam, Germany
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Roder, Giulia,Hudson, Paul,Taroili, Paolo. Flood risk perceptions and the willingness to pay for flood insurance in the Veneto region of Italy[J],2019,37.
APA Roder, Giulia,Hudson, Paul,&Taroili, Paolo.(2019).Flood risk perceptions and the willingness to pay for flood insurance in the Veneto region of Italy.INTERNATIONAL JOURNAL OF DISASTER RISK REDUCTION,37.
MLA Roder, Giulia,et al."Flood risk perceptions and the willingness to pay for flood insurance in the Veneto region of Italy".INTERNATIONAL JOURNAL OF DISASTER RISK REDUCTION 37(2019).
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