气候变化领域集成服务门户(CCPortal): An archetype for insurance thresholds for extreme natural events in the agricultural sector

CCPortal

DOI	10.1016/j.crm.2022.100434
	An archetype for insurance thresholds for extreme natural events in the agricultural sector
	Newman Cohen A.; Fischhendler I.
发表日期	2022
ISSN	2212-0963
卷号	36
英文摘要	The use of insurance against disasters triggered by natural hazards has become a common mechanism in the agricultural sector. Typical insurance policies, including those in the agricultural sector, specify an event or threshold beyond which insured payments are triggered. However, there is an absence of studies situating agricultural insurance against natural disasters in the wider insurance framework or depicting the range and evolution of thresholds for extreme events in the agricultural sector. As a result, there is no conceptual framework for understanding how a threshold is selected in real life situations. This study comes to address this gap by developing an archetype for threshold selection under conditions of climate mitigation and adaptation uncertainty. To this end, the study first unpacks the concept of insurance thresholds and identifies its evolution over time as well as its main building blocks: insurance realm, primary thresholds, and risk indicators. It then assembles these building blocks into three generic trajectories (climate exposure, location exposure, and sensitivity), each driven by different external and internal variables. Finally, it lays the foundation for treating the topic of insurance threshold as a research agenda. © 2022 The Authors
英文关键词	Crop insurance; Disaster definition; Insurance mechanism; Insurance thresholds; Natural hazards insurance
语种	英语
来源期刊	Climate Risk Management
文献类型	期刊论文
条目标识符	http://gcip.llas.ac.cn/handle/2XKMVOVA/256056
作者单位	Department of Geography and the Advanced School for Environmental Studies, Hebrew University of Jerusalem, Israel; Department of Geography, Hebrew University of Jerusalem, Israel
推荐引用方式 GB/T 7714	Newman Cohen A.,Fischhendler I.. An archetype for insurance thresholds for extreme natural events in the agricultural sector[J],2022,36.
APA	Newman Cohen A.,&Fischhendler I..(2022).An archetype for insurance thresholds for extreme natural events in the agricultural sector.Climate Risk Management,36.
MLA	Newman Cohen A.,et al."An archetype for insurance thresholds for extreme natural events in the agricultural sector".Climate Risk Management 36(2022).