气候变化领域集成服务门户(CCPortal): Does disaster shocks affect farmers’ willingness for insurance? Mediating effect of risk perception and survey data from risk-prone areas in East China

CCPortal

DOI	10.1007/s11069-021-04569-0
	Does disaster shocks affect farmers’ willingness for insurance? Mediating effect of risk perception and survey data from risk-prone areas in East China
	Peng R.; Zhao Y.; Elahi E.; Peng B.
发表日期	2021
ISSN	0921030X
起始页码	2883
结束页码	2899
卷号	106 期号:3
英文摘要	The study estimates the impact of disaster shocks and risk perception on farmers’ willingness for insurance. Based on data of 328 farmers from the Shandong province of East China, the study uses cluster analysis, analysis of variance, hierarchical linear model and structural equation model to determine the impact of disaster shocks and risk perception on farmers’ willingness for insurance. A bootstrap method of bias correction was used to test the mediating effect of risk perception between disaster shocks and insurance willingness. Results revealed that the overall willingness of farmers for crop insurance was low. However, the farmers’ willingness for crop insurance increased with an increase in disaster shocks and risk perception. The parametric analysis also confirmed that disaster shocks and risk perceptions have a significant and positive impact on the farmers’ willingness for crop insurance. Risk perception has a partial mediating effect between disaster shock and farmers’ willingness for crop insurance. It indicates that disaster shock not only impacts on farmers’ willingness for crop insurance directly but also has an indirect impact on farmers’ willingness for crop insurance through risk perception. Farmers are encouraged to participate in the early warning disaster programs to increase awareness of climate change and resilience against weather aberrations. © 2021, The Author(s), under exclusive licence to Springer Nature B.V. part of Springer Nature.
关键词	China Farmers Natural hazards Resilience Risk perception Weather aberrations
英文关键词	climate change; climate effect; crop production; disaster management; early warning system; farmers attitude; insurance system; risk perception; China; Shandong
语种	英语
来源期刊	Natural Hazards
文献类型	期刊论文
条目标识符	http://gcip.llas.ac.cn/handle/2XKMVOVA/206489
作者单位	School of Economics and Management, Shandong Agricultural University, Tai’an, 271018, China; School of Management Science and Engineering, Nanjing University of Information Science and Technology, Nanjing, 210044, China; School of Economics, Shandong University of Technology, ZiBo, 255000, China
推荐引用方式 GB/T 7714	Peng R.,Zhao Y.,Elahi E.,等. Does disaster shocks affect farmers’ willingness for insurance? Mediating effect of risk perception and survey data from risk-prone areas in East China[J],2021,106(3).
APA	Peng R.,Zhao Y.,Elahi E.,&Peng B..(2021).Does disaster shocks affect farmers’ willingness for insurance? Mediating effect of risk perception and survey data from risk-prone areas in East China.Natural Hazards,106(3).
MLA	Peng R.,et al."Does disaster shocks affect farmers’ willingness for insurance? Mediating effect of risk perception and survey data from risk-prone areas in East China".Natural Hazards 106.3(2021).