气候变化领域集成服务门户(CCPortal): The influence of gender and product design on farmers' preferences for weather-indexed crop insurance

CCPortal

DOI	10.1016/j.gloenvcha.2016.03.010
	The influence of gender and product design on farmers' preferences for weather-indexed crop insurance
	Akter S.; Krupnik T.J.; Rossi F.; Khanam F.
发表日期	2016
ISSN	0959-3780
卷号	38
英文摘要	Theoretically, weather-index insurance is an effective risk reduction option for small-scale farmers in low income countries. Renewed policy and donor emphasis on bridging gender gaps in development also emphasizes the potential social safety net benefits that weather-index insurance could bring to women farmers who are disproportionately vulnerable to climate change risk and have low adaptive capacity. To date, no quantitative studies have experimentally explored weather-index insurance preferences through a gender lens, and little information exists regarding gender-specific preferences for (and constraints to) smallholder investment in agricultural weather-index insurance. This study responds to this gap, and advances the understanding of preference heterogeneity for weather-index insurance by analysing data collected from 433 male and female farmers living on a climate change vulnerable coastal island in Bangladesh, where an increasing number of farmers are adopting maize as a potentially remunerative, but high-risk cash crop. We implemented a choice experiment designed to investigate farmers' valuations for, and trade-offs among, the key attributes of a hypothetical maize crop weather-index insurance program that offered different options for bundling insurance with financial saving mechanisms. Our results reveal significant insurance aversion among female farmers, irrespective of the attributes of the insurance scheme. Heterogeneity in insurance choices could however not be explained by differences in men's and women's risk and time preferences, or agency in making agriculturally related decisions. Rather, gendered differences in farmers' level of trust in insurance institutions and financial literacy were the key factors driving the heterogeneous preferences observed between men and women. Efforts to fulfill gender equity mandates in climate-smart agricultural development programs that rely on weather-index insurance as a risk-abatement tool are therefore likely to require a strengthening of institutional credibility, while coupling such interventions with financial literacy programs for female farmers. © 2016 The Authors.
学科领域	agricultural development; cash cropping; climate change; crop production; farmers attitude; gender; literacy; low income population; maize; quantitative analysis; risk assessment; smallholder; theoretical study; vulnerability; Bangladesh; Zea mays
语种	英语
scopus关键词	agricultural development; cash cropping; climate change; crop production; farmers attitude; gender; literacy; low income population; maize; quantitative analysis; risk assessment; smallholder; theoretical study; vulnerability; Bangladesh; Zea mays
来源期刊	Global Environmental Change
文献类型	期刊论文
条目标识符	http://gcip.llas.ac.cn/handle/2XKMVOVA/117379
作者单位	Lee Kuan Yew School of Public Policy, National University of Singapore, 469C Bukit Timah Road259772, Singapore; Social Sciences Division, International Rice Research Institute, Los Baños, Laguna, 4031, Philippines; International Maize and Wheat Improvement Center (CIMMYT), House 10/B Road 53 Gulshan-2, Dhaka, 1213, Bangladesh
推荐引用方式 GB/T 7714	Akter S.,Krupnik T.J.,Rossi F.,et al. The influence of gender and product design on farmers' preferences for weather-indexed crop insurance[J],2016,38.
APA	Akter S.,Krupnik T.J.,Rossi F.,&Khanam F..(2016).The influence of gender and product design on farmers' preferences for weather-indexed crop insurance.Global Environmental Change,38.
MLA	Akter S.,et al."The influence of gender and product design on farmers' preferences for weather-indexed crop insurance".Global Environmental Change 38(2016).